Wednesday, March 8, 2017

SCB's Unlimited 1.5% Cashback Credit Card

Okay, here's the quick rundown.


SCB has just launched a new cashback card:

  • 1.5% cashback
  • NO MINIMUM SPEND
  • NO CASHBACK CAP
  • $30,000 annual income requirement

Personally, I think it looks great so far. Let's look at current its REAL competitors:

AMEX True Cashback: 1.5%, no minimum spend, no cap, BUT ITS AMEX
CIMB Visa Infinite: 1%, no minimum spend, no cap, $120,000 annual income
CIMB World MasterCard: 1%, no minimum spend, no cap, $120,000 annual income
SCB Manhattan: 0.5% - 3% cashback tiers, $200 quarter cap

Personally, I'm getting really, really sick of jumping through hoops and doing little dances for the banks so that they toss me some interest rate bonuses. The one that I hate the most is a minimum amount of monthly credit card spending. 

This card is perfect for:
  • your first starting credit card
  • people with erratic spending habits (as opposed to regularly spending habits)
  • people who don't want to be stress to spend MORE to earn back SOME 
  • people who want to simplify their life

With the bloody simple features of the card, eating free cashback has never been easier and better.

I personally like the EZ-reload feature. From what I understand, there is a $0.25 charge, but you earn back $0.75 as cashback, so you actually get $0.50 for every $50 top-up. If you have never linked your EZ link card for automated top-ups, then you are living in the dark ages. Automated top up is the best shit in the world. I can't even remember the last time I had to queue up to put money in my EZ Link card. I had always thought only tourists and ignorant people do that, but I actually realized that most people are either ignorant about it, or are too lazy to set it up. Mmm.... okay. What can I say to that? Lol.

For people with no credit card with SCB before, sign up and get freaking $138 cash rebate!!!
For people with a SCB card already, sign up and still get $20. Well, better than nothing, right?

With all the banks making me dance like a crazy monkey to qualify for some meager cashback, it's products like these that remind me that personal finance can be both simple and rewarding.

Want a fuss-free way to manage your finances? Get a CIMB Fast Saver account and pair it up with this SCB Cashback card. You'll be looking at 1% interest to your bank balance and 1.5% reduction to your expenses because of the cashback.

Sometimes simplicity and peace of mind is worth paying for, wouldn't you agree?

5 comments:

  1. An iphone is sold at almost a thousand dollars, isellus@outlook.com buys at production cost of 200 dollars from outside the US and resells to retail marketers like myself and that's how my money is made by reselling. It's really easy and profitable,and there are a vast amount of items to be bought and resold. email isellus@outlook.com to subscribe to their business plan. Terms and conditions do apply.

    ReplyDelete
  2. My name is Asha from USA am using this medium to publicize goldencrosscredits@outlook.com .I was in a terrible situation sometime last year. We urgently needed to get a new house, my credit score was really bad. We tried all we could to get a loan but all effort was in vain due to the bad credit ,i was surfing on-line and saw a post about this company and how they help fix bad credit and assist you in attaining great financial stability. I made contact and i was asked for a few details which i provided and in less than 5 days i had a reasonable amount of money in my account and am glad today that i was able to get the house we wanted in a short period of time. Are you in need of money or you also have a bad credit or even worse then waste no time but contact goldencrosscredits@outlook.com or +1 240 892 4311

    ReplyDelete
  3. Very well written and informative blog!“Wells Fargo found after an internal probe that some of it's reps were ripping off customers and charging some very high fees as per the WSJ credit cards for good credit

    ReplyDelete
  4. Visacvv.com is Source website where you can buy Valid Credit Card Numbers with Cvv, Working Credit Card Numbers, Fresh fullz cvv Hacked Paypal accounts

    Valid Credit Card Numbers with Cvv

    ReplyDelete

  5. Exchange your bitcoin direclty to your payoneer master card instantly with Bitcoinscashout.com, Sell bitcoin and
    receive cash into your payoneer ATM Card


    Bitcoin to Payoneer instant Exchange

    ReplyDelete

Observe the house rules.